Money Articles

Getting Ready for Tax Time by Angella Kay
One of the biggest questions work at home entreprenuers have is about taxes. What can you deduct? What income must be claimed? What forms do you need to file?

Reducing Investment Expenses by Gary Foreman
Commissions, fees and transaction costs can significantly reduce the growth of your money.

Summer Break for Mom by Gary Foreman
Many mothers arrange their work schedules so that they can be home with their children when school is not in session. And for those who are able to take the entire summer off, getting through those months without accumulating credit card debt is always an issue.

Enron Lessons for the Little Guy by Gary Foreman
I've been surprised to see that there hasn't been much that would help the average Joe protect himself from the next Enron.

Payback Time by Gary Foreman
Sometimes people imply that you're less of a person for being frugal. And, that makes it especially hard to listen to their complaints later when the bills come due.

Guilt Free Vacations by Gary Foreman
Feeling guilty about your vacation spending sure can ruin a good time!

D-I-Y? by Gary Foreman
As an avid do-it-yourselfer I can relate to Dee's dilemma. The trick is to get enough information to make a good decision before you spend a lot of time and money.

Summer Cooling by Gary Foreman
When the temperatures rise and shade is a wonderful relief. What can she do to reduce those cooling bills?

Surviving Layoffs by Gary Foreman
Nick would be wise to routinely try to figure out how he'd honor his commitments if his paycheck were replaced by an unemployment check.

Love is Blind, but Creditors Aren't by Gary Foreman
Hopefully Amber and her fiance will be able to set a solid foundation for a happy life together.

Mutual Fund Expenses Explained by Gary Foreman
Is your mutual fund management company getting rich while you're not? How can you tell?

Trouble Getting A Mortgage by Gary Foreman
Just finding a home and qualifying for the mortgage isn't the only thing that Sally needs to watch. She must be careful to only spend what she can afford.

Bi-Weekly Mortgage by Gary Foreman
Pam has an opportunity to save thousands of dollars. But, she's also recognized that she can waste some money here, too.

Nearly Retired by Gary Foreman
Help! I am 50 with no savings!! How can I start? Need any and all advice.

Understanding Stocks by MomsBudget.com
This article from MomsBudget.com gives you a headstart in understanding the ins and outs of stock and stock trading.

Check-Out Checkup by Gary Foreman
According to the U.S. Statistical Abstract the average large family (five or more) spent $405 per month on food eaten at home. What can you do to reduce the amount you contributes to your local grocery store?

Credit Card Payment Pinch by Gary Foreman
It's important for all credit card users to recognize that the minimum payment is dangerous.

Expensive vs. Inexpensive Colleges by MomsBudget.com
Is there really an advantage to an expensive college?

Inherited Debt by Gary Foreman
Can someone die and 'leave' their debts to you?

Debt Collection by Gary Foreman
Debt collectors are governed by the Fair Debt Collection Act - which means you don't need to tolerate abusive collection practices.

Friendship Loan and 401(k) by Gary Foreman
When a reader asks whether it's a good idea to loan a friend money from a 401k, Gary Foreman takes a look at how 401k loans work.

An Overview of Mutual Funds by MomsBudget.com
Ever wondered how Mutual Funds work? MomsBudget.com takes a look!

Patriotic Spending by Gary Foreman
So is going to the mall each week and spending an extra $20 a patriotic thing to do?

Joint Credit Card Problems by Gary Foreman
Joint accounts can be dangerous - especially if you're not the one using the account.

Single Parent Homeowner by Gary Foreman
"I am in the process of a divorce and want to keep the family home. Are there any programs out there for single parents that would offer a more favorable interest rate for re-financing?"

Checking and Savings Accounts by Gary Foreman
How you handle your money will make a difference in how much money you have. A good system for controlling your money can 
save you time and make you money.

Getting Out of an Auto Lease by Gary Foreman
How can I get out of a car lease? Anyone who is already leasing or thinking about leasing should consider how they would answer this question.

Addicted! by Gary Foreman
It's often been said that if you want to really know a person examine their checkbook and credit card statements. The reason is simple. People will spend money to satisfy the needs that are important to them.

College Credit by Gary Foreman
Is there no way to make the credit card companies responsible for the unreasonable risks they accept when they offer credit to college students?

Marriage and Money Mindset by Cheryl Gochnauer
What kind of marital money mind-set do you have? Cheryl Gochnauer details steps for maintaining marital financial harmony without breaking the bank.

Baby Steps to Overcome a Mountain of Debt by Naomi Ball
Over time the debts have become bigger and bigger, until you feel like you are at the bottom of Mt. Everest. To get to the top all you have to do is take one step at a time. Before you know it, you will be at the top of the world!

Savings or Debt Reduction First? by Gary Foreman
When planning a budget should I use extra money to pay off credit card debt? Or should it go in a savings account? Read Gary Foreman's surprising answer!

Why I Can't Save by Gary Foreman
Each week we get emails and letters from readers. And we hear a lot of good reasons why people don't save money. Thought that this would be a good time to share the best ones with you.

Finding Financial Advisors by Gary Foreman
A financial corporation offered a class on money and how to properly use it. I sat through their spiel and asked questions. All of this sounds good ... but is there a catch? How can I tell who is reputable and who is just going to take me for a ride?

The Lost Wallet by Angella Kay
Recently, my husband misplaced his wallet. A call to his carpooling buddy yielded nothing, as did a call to his work. A search of his lunchbox, jacket and the clothes he had worn for the past two days brought nothing. So the unfortunate task of canceling the cards fell upon yours truly.

Reduce Daycare and Medical Costs by Gary Foreman
Here's a tip Dad would love to hear: Want to know how you can reduce your medical bills by as much as 20%? It's free, offered by most companies and mandated by the federal government! Gary Foreman explains how FSA's (Flexible Spending Accounts) can cut down on the amount of taxes you pay, putting more money in your pocket and out of the government's!

No Money Down by Gary Foreman
Have you ever wondered about guys who claim to have made millions and go on TV? Why would someone so wealthy charge so much for workbooks, tapes and cassettes? 

A Good $5,000 Used Car by Gary Foreman
Finding the right car isn't just a matter of where you look, but rather knowing what you're looking for.

Why Not Lease? by Gary Foreman
Even with the lower payments it's usually better to buy. There are a couple of reasons that's true.

Home Repair Costs by Gary Foreman
Repairing and remodeling our homes is huge business. According to a Harvard University study over $115 billion was spent on contracted and do-it-yourself repairs in 1997. Over any two year period most homes will experience a repair or remodel. No wonder home centers are so busy!

Pay Me First by Gary Foreman
When there's some extra money at the end of the month, which debt should be paid off first? There's probably no one universal 'right' answer, so we'll deal with the possibilities that are most likely to occur.

Conserve Energy the Smart Way by Angella Kay, The Light Keeper.com
Winter often means higher energy bills, as the weather – and your house – cools down. By investing a little time and energy of your own, however, you can reduce energy bills and save money.

Tips for a Successful Garage Sale by Angella Kay, The Light Keeper.com
How can you turn your garage sale into a “stoppable” sale? By using the combined assets of preparation, presentation and completion.

Stretch Your Grocery Budget by Angella Kay
Do you find yourself going over your monthly grocery with emergency trips to the store? Are the high prices of convenience food dragging your budget down? A few simple tips can help you stretch your grocery dollars.

Correcting Your Credit Report by Gary Foreman
Did you know that over 70% of all reports contain errors, and about 1 in 4 have an error serious enough to cause someone to be denied credit? Read more about correcting your credit report in this article by Gary Foreman of Stretcher.com.

My Shrinking 401(k) by Gary Foreman
After a decade of rising stock prices many people have discovered that stocks can also decrease in value. So what's the best strategy now? Is it wise to keep putting money into a 401k plan?

401(k) Plans Explained by Gary Foreman
Like most good things, the 401k retirement plan has some strings attached.

First Job by Gary Foreman
Dear Dollar Stretcher, I am a 13 year old girl looking for some easy ways to make money.

What's Entertainment? by Gary Foreman
Prior to radio, people talked or read when the day's work was done. Now most people feel that they should sit back and let someone provide entertainment for them.

Establishing Credit by Gary Foreman
Ironically, it's harder to get a first credit card after graduation. The card issuers figure that parents will bail out students but not grads.

Laid Off by Gary Foreman
Any time that you have debt commitments and lose your job it's going to be very hard to avoid real trouble. What can she do to minimize the hardship and damage?

Water Heater Savings by Gary Foreman
Utility companies say that a water heater can contribute between 15 and 20% of your utility bill. It's the third largest energy user after heating and cooling. So it certainly pays to find ways to curb use.

Five Reasons to Check Your Credit Report Regularly from ConsumerInfo
Like a resume, your credit report can influence whether you will receive what you are applying for.

Personal Finance Advice - Get Money and Investing Help from Cash Flo, the wealth whiz at Women's Wire

How to prevent the credit bureaus from selling your name to mailing lists - "Isn't it annoying to get all that junk mail from companies trying to get you to apply for their credit cards?" This site has the answers!